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When it comes to motorbike insurance, eric has the cover to suit your needs. Your Motorcycle Insurance quote choices include:

  • Comprehensive Cover
  • Fire & Theft including Third Party Property Damage (FTTPPD).

Choose Your Level of Motorbike Insurance


Comprehensive Motorcycle Insurance

Our comprehensive motorbike insurance has coverage for loss or damage to your vehicle. This means that if your motorcycle is damaged, stolen or burnt anywhere in Australia, eric will at their option:

  • repair your motorcycle, or
  • pay you the cost of repairing your motorcycle, or
  • pay you up to the Amount Covered.

Legal Liability cover shown below under Third Party Property Damage also included.


Fire, Theft & Third Party Property Damage (FTTPPD)

If your motorcycle is damaged by Fire or as a result of Theft anywhere in Australia, eric will pay the cost to repair the motorcycle.

In the event of a Total Loss eric will pay the Amount Covered (up to a maximum benefit of $5,000) for loss or damage caused by Fire and Theft. Legal Liability cover shown below is also included.

Third Party Property Damage

Up to $20 million for your Legal Liability for accidental damage to someone else’s property as a result of the use of the motorcycle where the rider of the motorcycle is at fault.

Key Additional Benefits with Comprehensive Cover


Replacement of New Vehicle

If within 24 months of the date of first registration, the motorcycle becomes a Total Loss, eric may choose to replace it with a new motorcycle of the same make, model and series, subject to availability, or pay up to the Amount Covered.


Essential Repairs

If the motorcycle is accidentally damaged, eric will pay up to a maximum benefit for emergency repairs so the motorcycle can be driven on to the intended destination or to your place of residence or employment.


Hire Car After Theft

If the motorcycle is stolen, eric will reimburse the cost of hiring a similar type of motorcycle until the motorcycle has been found and repaired or eric has replaced or indemnified you to the extent of the policy coverage.



We will pay if a trailer is accidentally damaged and/or stolen while it is attached to the motorcycle. The contents and fixtures of the trailer are not covered.


Emergency Travel

eric will pay for emergency travel and/or overnight accommodation in the event of the motorcycle not being restored to a roadworthy and safe condition by Essential Repairs following an accident, theft or damage, over 100km from your home.


Motorcycle Apparel

If your motorcycle apparel is lost or damaged in a covered event, at our option we will:

    • replace the item if it is less than 2 years old, or;
    • reimburse you the current market value for items that between 2-10 years old.


If the motorcycle is damaged as a result of an accident or by theft, we will pay the reasonable cost of its removal to the nearest repairer or place of safety, or the reasonable cost associated with the return of the motorcycle to you after it has been recovered following a theft.


Transit Cover

We will pay for loss of or damage to the vehicle while it is being transported by road, rail, ship or air between any places in Australia, or being loaded or unloaded.

Are you eligible?

Are you eligible for a Motorcycle Insurance quote with eric? The following rules apply:

  • Motorcycle no older than 15 years
  • Motorcycle to not have pre-existing damage
  • Motorcycle not used for excluded purpose (Courier / Business Pool Vehicles / Hire (including Rideshare) / Rental / Delivery / Emergency vehicle / racing)
  • Motorcycle to be registered & roadworthy (recreation registration is acceptable for motorcycles)
  • Rider(s) to be licensed (as per the rules in relevant state or territory)
  • Rider(s) to have a driving and accident history that is acceptable to our underwriters

Apply for Motorcycle Insurance Online

To get a motorbike insurance quote from eric, simply choose your preferred insurance option, either comprehensive Motorcycle Insurance or Fire & Theft Motorcycle Insurance. Fill out the details about you and your motorbike so that we can assess your eligibility and provide you with a bike insurance quote.


The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).

Motorcycle Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.