When it comes to motorcycle insurance, Eric has the cover to suit your needs. Click on the links below to learn more about the insurance Eric has available.
Cover choices include Comprehensive Cover, and Fire & Theft including Third Party Property Damage (FTTPPD).
Choose the level of cover that suits you
Comprehensive
If your motorcycle is damaged, stolen or burnt anywhere in Australia, Eric will at their option:
- repair your motorcycle, or
- pay you the cost of repairing your motorcycle, or
- pay you up to the Amount Covered.
Legal Liability cover shown below under Third Party Property Damage also included.
Fire, Theft & Third Party Property Damage (FTTPPD)
If your motorcycle is damaged by Fire or as a result of Theft anywhere in Australia, Eric will pay the cost to repair the motorcycle.
In the event of a Total Loss Eric will pay the Amount Covered (up to a maximum benefit of $5,000) for loss or damage caused by Fire and Theft. Legal Liability cover shown below also included.
Third Party Property Damage
Up to $20 million for your Legal Liability for accidental damage to someone else’s property as a result of the use of the motorcycle where the rider of the motorcycle is at fault.
Key Additional Benefits with Comprehensive Cover
Replacement of New Vehicle
If within 24 months of the date of first registration, the motorcycle becomes a Total Loss, Eric may choose to replace it with a new motorcycle of the same make, model and series, subject to availability, or pay up to the Amount Covered.
Essential Repairs
If the motorcycle is accidentally damaged, Eric will pay up to a maximum benefit for emergency repairs so the motorcycle can be driven on to the intended destination or to your place of residence or employment.
Hire Car After Theft
If the motorcycle is stolen, Eric will reimburse the cost of hiring a similar type of motorcycle until the motorcycle has been found and repaired or Eric have replaced or indemnified you to the extent of the policy coverage.
Trailer
We will pay if a trailer is accidentally damaged and/or stolen while it is attached to the motorcycle. The contents and fixtures of the trailer are not covered.
Emergency Travel
Eric will pay for emergency travel and/or overnight accommodation in the event of the motorcycle not being restored to a roadworthy and safe condition by Essential Repairs following an accident, theft or damang, over 100km from your home.
Motorcycle Apparel
If your motorcycle apparel is lost or damaged in a covered event, at our option we will:
- replace the item if it is less than 2 years old, or;
- reimburse you the current market value for items that between 2-10 years old.
Towing
If the motorcycle is damaged as a result of an accident or by theft, we will pay the reasonable cost of its removal to the nearest repairer or place of safety, or the reasonable cost associated with the return of the motorcycle to you after it has been recovered following a theft.
Transit Cover
We will pay for loss of or damage to the vehicle while it is being transported by road, rail, ship or air between any places in Australia, or being loaded or unloaded.
Are you eligible?
The following eligibility rules apply to Eric Motorcycle Insurance:
- Motorcycle no older than 15 years
- Motorcycle to not have pre-existing damage
- Motorcycle not used for excluded purpose (Courier / Business Use / Hire (including Rideshare) / Rental / Delivery / Emergency vehicle / racing)
- Motorcycle to be registered & roadworthy (recreation registration is acceptable for motorcycles)
- Rider(s) to be licensed (as per the rules in relevant state or territory)
- Rider(s) to have a driving and accident history that is acceptable to our underwriters
Find Out More
The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).
How to apply?
To get a quote, simply click on the button below and fill out the details about you and your car so that we can assess your eligibility and provide you with a quote.
Motorcycle Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.