Replacement of New Vehicle
If within 24 months of the date of first registration, the motorcycle becomes a Total Loss, Eric may choose to replace it with a new motorcycle of the same make, model and series, subject to availability, or pay up to the Amount Covered.
If the motorcycle is accidentally damaged, Eric will pay up to a maximum benefit for emergency repairs so the motorcycle can be driven on to the intended destination or to your place of residence or employment.
Hire Car After Theft
If the motorcycle is stolen, Eric will reimburse the cost of hiring a similar type of motorcycle until the motorcycle has been found and repaired or Eric have replaced or indemnified you to the extent of the policy coverage.
We will pay if a trailer is accidentally damaged and/or stolen while it is attached to the motorcycle. The contents and fixtures of the trailer are not covered.
Eric will pay for emergency travel and/or overnight accommodation in the event of the motorcycle not being restored to a roadworthy and safe condition by Essential Repairs following an accident, theft or damang, over 100km from your home.
If your motorcycle apparel is lost or damaged in a covered event, at our option we will:
- replace the item if it is less than 2 years old, or;
- reimburse you the current market value for items that between 2-10 years old.
If the motorcycle is damaged as a result of an accident or by theft, we will pay the reasonable cost of its removal to the nearest repairer or place of safety, or the reasonable cost associated with the return of the motorcycle to you after it has been recovered following a theft.
We will pay for loss of or damage to the vehicle while it is being transported by road, rail, ship or air between any places in Australia, or being loaded or unloaded.