Did you know that many motor vehicle and motorcycle insurance policies don’t cover damage to your tyres and wheels? A flat can happen to anyone, and it usually happens when we least expect it.

It’s not just a flat tyre that might take your car or motorbike off the road. Wheels can become cracked, misshapen, or warped from potholes or road debris. Damage to your wheels could set you back thousands of dollars, and that’s before costs such as towing and hire cars are factored in.

To help demonstrate how tyre and wheel insurance might help you if the unexpected occurs, check out the following stories inspired by eric customers. Please get in touch if we can assist.

Visit this page to learn more about Tyre and Wheel insurance, or you can apply for a quote.

Surej’s flat nearly cost him his holiday

Surej and his girlfriend had just hit the road to start their long weekend holiday driving down to the coast when Surej realised a warning light was flashing to suggest his tyre was going flat. As it was a run-flat tyre, they could get to the closest mechanic they could find along the freeway.

The mechanic inspected the tyre and knew straight away it couldn’t be repaired. Surej needed to replace it, and in a hurry; their dinner reservation at an exclusive seaside restaurant was calling.

Surej had taken out Motor Vehicle Tyre and Wheel Insurance with eric Insurance, as he didn’t want to get hit with unexpected costs down the line. It was great foresight, as the repairer called up eric’s claims team and within a few minutes had the authorisation to make the replacement at a cost of $1,040. 

In the end, the flat only cost Surej and his girlfriend an hour out of their holiday, and that night they were enjoying oysters and champagne by the beach.

Loretta gets a puncture during the school run

Loretta was walking back to her vehicle after dropping off her two kids at primary school when she noticed a nail in her tyre. She bent down to inspect it and could hear the air rushing out of it.

While this situation is enough to make anyone upset, Loretta kept her cool. After the headache of a flat tyre once before, Loretta took out Motor Vehicle Tyre and Wheel Insurance to cover herself in case it happened again. She called up her usual mechanic and was able to drop off her Nissan X-Trial that morning.

Her mechanic lodged a claim with eric Insurance on her behalf for a new tyre totalling $620. Loretta didn’t have time to deal with any of the details or pay anything out of pocket, and she even got her car back in time for the afternoon school pickup.

Angelina’s Porsche gets a rude shock

Angelina’s Porsche Cayenne was her pride and joy. You can only imagine her dismay when on her way to work, she drove over a large pothole.

While Angelina was unhurt, her vehicle wasn’t so lucky. The front rim was buckled and two of the tyres were damaged.

Angelina was able to call the closest mechanic who specialises in Porsches and they were able to tow her vehicle to their shop.

The repair bill for the tyres and rim came to $4,900. This unexpected cost could have been another big hit for Angelina… that is if she didn’t already have eric’s Motor Vehicle Tyre and Wheel Insurance.

Her insurance with eric covered the $4,900 for the bill of repairs.

Angelina picked up her car a week later, and it looked nothing like had ever happened to it. She couldn’t wait to get back on the road.

A buckled rim nearly buckles Damian’s plans

Damian’s Harley Davidson seemed to be running fine, until one day, it suddenly wasn’t. He couldn’t tell you how the front rim became buckled – he swears he’s never hit a curb in his life – but that’s what his mechanic told him was the case when he dropped it in for a regular service.

Damian planned to ride from Sydney to Brisbane the next week and he wanted to make sure his bike was in top shape. He’d be the first to tell you he doesn’t take chances when it comes to his safety or his Harley. He had everything from his helmet to his tyres insured. So, when the repairs came to $2,163, Damian didn’t bat an eyelid.

He knew his Motorcycle Tyre and Wheel Insurance would cover it. He lodged a claim with eric Insurance who covered the lot.

Why get Tyre and Wheel Insurance?

Our tyres and wheels are in constant contact with the road, and anything from a large pothole to a tiny piece of glass could cause them damage.

With eric Insurance, we cover the costs of damage to your tyres, rims, and wheels on your Motor Vehicle or your Motorcycle.

While a flat tyre might seem like an inevitability at some point in your life, the costs and headache that goes along with it don’t have to be.

Visit our website for more information on Tyre and Wheel Insurance or contact us on 1800 999 977.

Disclaimer: We wanted to highlight some real-life claims stories. But even though these stories are all based on eric’s real customers, we’ve added some extra flavour for a bit of fun. Safe driving or riding folks!