Your tyres and wheels are one of the most important factors in keeping your car moving. A flat tyre, cracked wheel, or damage can not only take your car out of action, it can set you back financially.

With no excess payment required, convenience in claims, and cost savings, eric Tyre and Wheel Insurance can get you back on the road faster and without your wallet taking a hit.

Read on to learn more about why you might consider protecting your car or motorcycle with Tyre and Wheel Insurance.

Does comprehensive insurance cover tyres and wheels?

Most comprehensive car insurance products usually don’t cover you for damages to your tyres and wheels. Although you may have taken this cover out as an optional extra, it is best to check with your insurer.

Bear in mind, if your tyres and wheels are covered under a comprehensive product there may still be an excess payable. With eric Tyre & Wheel Insurance, you don’t pay an excess for a wheel repair or replacement.

Why should I choose eric Tyre and Wheel Insurance?

eric’s Tyre and Wheel Insurance is valuable to both everyday commuters and the more adventurous drivers, who don’t wish to be inconvenienced or financially out of pocket.

Our staff will work with a licensed repairer to coordinate and approve your repairs, discuss any concerns and strive to have you back on the road with the least amount of inconvenience to you.

Here are some of the key benefits of eric’s Tyre and Wheel Insurance:

• Car Rental – Up to a maximum of $500 if your car is immobilised for more than 2 consecutive business days after repairs are authorised.
• Towing Costs – Up to $100 for any one claim, subject to a maximum policy benefit of $300.
• Accommodation Costs – Up to a maximum of $500 if your vehicle is immobilised more than 100kms from your home address and repairs are not completed on the day of authorisation.
• Seamless Claims Process – Designed to get you back on the road quickly with no upfront cost or excess. We pay the repairer directly.

At eric, we offer a 12-month cover term with the option of renewing at the end of the 12-month period. You can also elect to pay month-to-month.

Here’s an example of how Tyre and Wheel Insurance can protect you on the road

You’re interstate on a holiday when you hit a large pothole. After the open bag of chips in the car goes flying, you pull over to find a puncture to both the front and rear right-hand tyres, as well as damage to the front right wheel.

You call a local mechanic and arrange to tow the vehicle to a nearby retail repair outlet. They tell you the front wheel can’t be repaired and needs to be replaced, and it will take 48 hours to obtain new tyres and a matching wheel.

While it puts a dent in your plans, it won’t put a dent in your bank account. You tell the repair outlet that you have eric Tyre and Wheel Insurance, and they contact us.

After they provide all the required information including a description of the damage, the labour and parts cost, and a copy of the receipt for the towing, we provide the repair outlet with an authority number to complete the repairs.

After repairs are completed, you’re back on the road on the way to your holiday. We pay the repairer for the work including the towing cost. After your holiday, you submit receipts for accommodation costs for the night you spent waiting for your repair to be completed. As the vehicle was immobilised more than 100 kilometres from your home and repairs were not completed on the day of authorisation, we pay for your two nights’ accommodation.

Why choose Tyre and Wheel Insurance?

While a flat tyre might seem like an inevitability at some point in your life, the costs and headache that goes along with it don’t have to be. Take action to protect your investment today and get your wheels back on the road, where they belong.

You can find out more about eric Motor Vehicle Tyre and Wheel Insurance on our website, or contact us on 1800 999 977.

Disclaimer: The information provided in this guide is general in nature and does not consider your personal needs or circumstances. When considering whether the product is right for you, always refer to the relevant Product Disclosure Statement (PDS) for full terms, conditions, and exclusions.