Off road bike insurance from eric
Love the outdoors? Hit the dirt road, not the dust. eric is here to protect you and your passion from life’s unexpected moments. If you’re faced with a theft, fire or accidental damage to your pride and joy, we can help get you back on the bike.
When it comes to ensuring your bike has protection while you’re off the beaten track, eric has you covered with our Off Road Bike Insurance. Get coverage for your dirt bike as a result of numerous insured events.
What’s included?
We’ll cover you for theft from a locked vehicle transporting the off road bike, theft of the vehicle that was transporting the off road bike or theft from a securely locked and enclosed building following forcible entry.
If your bike is damaged as a result of a covered event, we will pay the reasonable cost for towing to the nearest repairer or place of safety; or returning it to you after it has been recovered following a theft.
Should you wish to cancel your insurance within the first 21 days, we will provide a full refund of the premium providing no claims have been made.
Option to pay your policy in monthly instalments similar to a subscription. Pay by the month (PBTM) allows you the freedom to cancel your policy at any time.
Interest and Fees may apply. Please read our latest DDSRA for full terms and conditions.
We’ll cover you for theft from a locked vehicle transporting the off road bike while the off road bike was locked to or in the carrying vehicle and following the forcible entry into the locked vehicle or carrying compartment.
If your bike is accidentally damaged, we’ll contribute 50% to the cost of repairs. This is subject to the terms and conditions of your agreement. Damage includes fire, explosion, lightning, earthquake, flood; as well as collision, impact, overturning or jack-knifing of a vehicle that was transporting the bike.
Cover against malicious damage whilst kept in a securely locked and enclosed building following forcible entry.
After the cooling off period, a refund of the unused portion of the premium will be provided, less a cancellation fee.
Please download and read the PDS for a full list of inclusions, exclusions, terms and conditions.
What you need to get started
Are you eligible for an Off Road Bike Insurance quote with eric? There is certain information we require and rules that apply:
Motorcycle details
Rider details
Motorcycle usage
Want specialist cover?
We don’t expect a standard policy to suit everyone, which is why we offer extra cover for your vehicle with our specialist products. Choose the options that match how you drive.
Motorcycle Insurance
eric is here to protect you and your vehicle when the unexpected happens.
Financial Repayment Insurance
Specialist cover for when you need support with your repayments.
What our customers say
Frequently asked
Off Road Bike Insurance provides cover for your off road bike in the event of fire or theft and provides limited cover for accidental damage.
No, Off Road Bike Insurance only provides cover for your bike, there is no Legal Liability cover offered.
Accidental Damage cover is offered as an Additional Benefit as part of the Off Road Bike cover. It means that If during the Period of Insurance your Off Road Bike is accidentally damaged, then subject to the terms of the policy and with regard to the circumstances, we will either:
- Contribute 50% to the cost of repairing your Off Road Bike;
- Pay you a sum equal to 50% of the cost of repairing your Off Road Bike; or
- If the vehicle is deemed by us to be a Total Loss, we will pay you 50% of the Market Value of your Off Road Bike.
The maximum amount we will pay under this Additional Benefit is 50% of the Market Value of your Off Road Bike.
No, the policy does not cover the bike during a race.
No, you do not need a motorcycle licence to hold an off-road policy with us.
Yes, the policy provides cover if the bike is stolen in one of the following circumstances:
- Theft from a locked vehicle transporting the Off Road Bike while the Off Road Bike was locked to or in the carrying vehicle and following the forcible entry into the locked vehicle or carrying compartment
- Theft of the vehicle that was transporting the Off Road Bike
- Theft from a securely locked and enclosed building following forcible entry
Where you decide to choose a repairer outside our network, we may not authorise repairs. Where repairs are not authorised by us, we will pay you the reasonable cost for the repairs based on the assessed cost as determined by us considering alternative repair quotations from repairers we choose.
Please use a transactions account for any direct debit payments as we are unable to take payments from a savings account.
If you originally set up your policy with a savings account, you can change this by contacting our Customer Service team on 1800 999 977 or through our online form here.
Don’t forget to make sure you have enough money in your account so that your payment is successful!
Fraudulent insurance claims ultimately cost everybody who takes out insurance. It imposes additional costs on honest policyholders and wastes valuable time and resources.
If you suspect somebody has made an exaggerated or fraudulent insurance claim, you can help by calling us on 1800 999 977.
You can also anonymously contact the Insurance Council of Australia fraud taskforce 24-hour Insurance Fraud Hotline: 1300 600 444.
Disclaimer
The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).
Off Road Bike Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.