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Off Road
Bike Cover

You can get coverage to protect your dirt bike in a number of events.
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Get an off road bike insurance
quote from eric

Love the outdoors? Hit the dirt road, not the dust. eric is here to protect you and your passion from life’s unexpected moments. If you’re faced with a theft, fire or accidental damage to your pride and joy, we can help get you back on the bike.

When it comes to ensuring your bike has protection while you’re off the beaten track, eric has you covered with our Off Road Bike Insurance. Get coverage for your dirt bike as a result of numerous insured events.

What’s included?

Theft cover

We’ll cover you for theft from a locked vehicle transporting the off road bike, theft of the vehicle that was transporting the off road bike or theft from a securely locked and enclosed building following forcible entry.

Towing costs

If your bike is damaged as a result of a covered event, we will pay the reasonable cost for towing to the nearest repairer or place of safety; or returning it to you after it has been recovered following a theft.

Cooling off period

Should you wish to cancel your insurance within the first 21 days, we will provide a full refund of the premium providing no claims have been made.

Cover while in transit

We’ll cover you for theft from a locked vehicle transporting the off road bike while the off road bike was locked to or in the carrying vehicle and following the forcible entry into the locked vehicle or carrying compartment.

Accidental damage

If your bike is accidentally damaged, we’ll contribute 50% to the cost of repairs. This is subject to the terms and conditions of your agreement. Damage includes fire, explosion, lightning, earthquake, flood; as well as collision, impact, overturning or jack-knifing of a vehicle that was transporting the bike.

Malicious damage

Cover against malicious damage whilst kept in a securely locked and enclosed building following forcible entry.

Cancellation

After the cooling off period, a refund of the unused portion of the premium will be provided, less a cancellation fee.

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Please download and read the PDS for a full list of inclusions, exclusions, terms and conditions.

What you need to get started

Are you eligible for an Off Road Bike Insurance quote with eric? There is certain information we require and rules that apply:

Motorcycle details

Including registration, make, model, and any modifications. Your bike should be no older than 15 years, be roadworthy and not have pre-existing damage

Rider details

Rider(s) to have a driving and accident history that is acceptable to our underwriters.

Motorcycle usage

Motorcycle should not used for excluded purposes (please refer to the PDS for the full list of excluded purposes).

Want specialist cover?

We don’t expect a standard policy to suit everyone, which is why we offer extra cover for your vehicle with our specialist products. Choose the options that match how you drive.

Comprehensive Insurance

eric is here to protect you and your vehicle when the unexpected happens.

Get a quote

Tyre and Wheel Cover

Cover for motorcycle tyre punctures and wheel damage not caused by an accident.

Get a quote

What our customers say

Eric Insurance has been outstanding with their level of care whilst our family has been through a very difficult year. They have gone above and beyond in processing our claim and would definitely recommend them in the future. A special mention to our claims consultant Razia who has been phenomenal in our dealings.
Arden
2 months ago
The staff at Eric Insurance, have shown me every bit of professional courtesy and have been very understanding of my current situation. Payments are always prompt. Thank you Eric Insurance.
Chopper
4 weeks ago
Luzina provided a very quick turn around on my claim and answered all the questions that I had. Everything was easy and quick to complete. The process was seamless. Great customer service.
Nat
1 Month Ago
I had occasion last week to claim on my Eric Extended Warranty Insurance. Very impressed with their helpful prompt service, they went above and beyond for a good outcome. I had given verbal approval to the Car dealership to investigate when I had a major fault (fuel leaking into manifold) before I made contact with Eric Insurance, unaware I needed their permission. They covered 4 investigative hours of labour (which they did not have to do) as well as the purchase of parts and Installation of the new parts. Very happy customer and would not hesitate to recommend them .
Christine
1 Month Ago
Amazing customer service.
Trevor
3 months ago

Apply for off road bike insurance online

To get a Off Road Bike insurance quote from eric, simply click on the button below. Fill out the details about you and your off road bike so that we can assess your eligibility and provide you with a bike insurance quote.

You can apply for insurance online with eric anywhere at any time. Our process is simple and easy, but if you need help at any stage, you can always reach out to our team.

Start a quote

Disclaimer

The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).

Off Road Bike Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.