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When it comes to ensuring your bike has protection, eric has you covered with our Off Road Bike Insurance.

Coverage for your Dirt-Bike as a result of the following insured events:

  • Fire, explosion, lightning, earthquake, flood;
  • Collision, impact, overturning or jack-knifing of a vehicle which was transporting the Dirt-Bike;
  • Theft from a locked vehicle transporting the Dirt-Bike while the Dirt-Bike was locked to or in the carrying vehicle and following the forcible entry into the locked vehicle or carrying compartment;
  • Theft of the vehicle that was transporting the Dirt-Bike;
  • Theft from a securely locked and enclosed building following forcible entry; or
  • Malicious damage whilst kept in a securely locked and enclosed building following forcible entry.

Key additional benefits with Off Road Bike Insurance

(Limits shown are the maximum amount of coverage per claim / per policy during the period of cover)



If your bike is damaged as a result of a covered event, we will pay the reasonable cost for:

  • Towing of Your Off Road Bike (excluding storage costs) to the nearest repairer or place of safety; or
  • Returning Your Off Road Bike to You after it has been recovered following a theft.

Cooling Off Period

Shouold you wish to cancel your insurance within the first 21 days, we will provide a full refund of the premium providing no claims have been made.


Accidental Damage

If Your Off Road Bike is accidentally damaged, then up to the policy limit and at our option we will either:

  • Contribute 50% to the cost of repairing Your bike;
  • Pay You a sum equal to 50% of the cost of repairing Your bike; or
  • If Your bike is deemed by Us to be a Total Loss, We will pay You 50% of the Market Value of Your bike.


After the cooling o period, a refund of the unused portion of the premium will be provided, less a cancellation fee.

Are you eligible?

Are you eligible for a Off Road Bike Insurance quote with eric? The following rules apply:

  • Bike is no older than 15 years
  • Bike does not have pre-existing damage
  • Bike not used for excluded purpose (Courier / Business Pool Vehicles / Hire (including Rideshare) / Rental / Delivery / Emergency vehicle / Racing / Pace making / Reliability trials / Rallies / any experiments or demonstrations in connection with the motor trade)
  • Bike is roadworthy
  • Rider(s) to have a driving and accident history that is acceptable to our underwriters

Apply for Off Road Bike Insurance Online

To get a Off Road Bike insurance quote from eric, simply click on the ‘Get a Quote’ button below. Fill out the details about you and your off road bike so that we can assess your eligibility and provide you with a bike insurance quote.


The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).

Off Road Bike Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.