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Motorcycle third party fire & theft

When it comes to motorbike insurance, eric has the cover to suit your needs.
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    Get third party motorycle Insurance

    It’s important to know you have the right cover for your situation. When it comes to motorcycle insurance, everyone has different needs and priorities, and that’s why eric gives you adequate cover with Motorcycle Fire, Theft or Third-Party Damage Insurance (FTTPPD).

    What’s included?

    Damage by fire or theft

    If your motorcycle is damaged by Fire or as a result of Theft anywhere in Australia, eric will pay the cost to repair the motorcycle.

    Third party property damage

    Up to $20 million for your Legal Liability for accidental damage to someone else’s property as a result of the use of the motorcycle where the rider of the motorcycle is at fault.

    Pay by the month

    Option to pay your policy in monthly instalments similar to a subscription. Pay by the month (PBTM) allows you the freedom to cancel your policy at any time.

    Interest and Fees may apply. Please read our latest DDSRA for full terms and conditions.

    Total loss

    In the event of a Total Loss, eric will pay the Amount Covered (up to a maximum benefit of $5,000) for loss or damage caused by Fire and Theft. Legal Liability cover is shown below also included.

    Hire car following theft

    We will cover you for accidental damage to someone else’s property up to $20 million.

    Replacement vehicle

    We will cover you for accidental damage to someone else’s property up to $20 million.

    Start a quote

    Please download and read the PDS for a full list of inclusions, exclusions, terms and conditions.

    What you need to get started

    Are you eligible for an FTTPPD quote with eric? There’s certain information that we require and some rules that apply:

    Motorcycle details

    Including registration, make, model, and any modifications. The motorcycle needs to be registered & roadworthy (recreation registration is acceptable for motorcycles), be no older than 15 years and have no pre-existing damage.

    Rider details

    For all riders, we’ll need to know their details including name, date of birth and occupation – full-time or part-time – and any non-motoring convictions. Rider(s) are to have a driving and accident history that is acceptable to our underwriters.

    Licence details

    This includes how long you’ve had your licence, plus details of any accidents or driving convictions. Rider(s) must be licensed (as per the rules in relevant state or territory.

    Motorcycle usage

    We’ll need to know how many miles you think you’ll do in a year and how you’ll be using it. The motorcycle is not to be used for excluded purposes (i.e., courier, rental, delivery, racing).

    Want specialist cover?

    We don’t expect a standard policy to suit everyone, which is why we offer extra cover for your vehicle with our specialist products. Choose the options that match how you drive.

    Used Car Warranty

    Explore policies with 12 or 24-month terms and coverage to suit you and your used vehicle.

    Get a quote

    Tyre and Wheel Cover

    Cover for motorcycle tyre punctures and wheel damage not caused by an accident.

    Get a quote

    What our customers say

    The claim took no time at all once all paperwork was confirmed. The staff are great! 10 star very very helpful. I do thank them for the assistance that they have given me and the peace of mind.
    Shane
    4 days ago
    My consultant Chris was most professional, informative and displayed superb customer interaction skills. I am very satisfied.
    Phil
    3 weeks ago
    Eric Insurance has been very gracious given my circumstances, and I found my Claims Service Consultant - Razia, to always be very polite, professional, and attentive to my claim. Excellent service.
    Chopper
    1 month ago
    The staff provided great advice and assistance on making a claim under the Tyre and Wheel Insurance policy and processed the claim very promptly after lodgement. This policy is great value and have been in place for the last 2 years since the vehicle was purchased.
    Bernard
    2 Months Ago
    My policy is good value and was set up in November as part of my novated lease. Customer service and action was excellent - helpful, friendly and efficient regarding my claim. Needed tyre replaced. I paid invoice upfront and the reimbursement was approved by Eric hassle free and promptly.
    Eddie
    1 Month Ago

    Frequently asked

    What am I covered for under Fire, Theft & Third Party Property Damage Insurance?

    If you have Fire, Theft & Third Party Property Damage Insurance you are covered for damage to your motorcycle due to fire, if your motorcycle is stolen and cover for accidental damage to someone else’s property as a consequence of the use of your motorcycle, for which you would otherwise have Legal Liability.

    What is the claim limit if my vehicle is stolen or damaged by fire?

    We will pay you up to $5000 if your motorcycle is stolen or damaged by fire to either:

    • Repair, reinstate or replace your Motorcycle;
    • Pay you the cost of repairing your Motorcycle; or
    • Indemnify you up to the Amount Covered as shown on the

    Policy Schedule.

    Can I add a rider to my Fire, Theft & Third Party Property Damage Insurance policy?

    Yes, a rider can be added to the policy. In fact, all regular riders of the motorcycle should be listed on the policy. We will need to collect details such as the rider’s name, date of birth, motorcycle licence number, year of first licence and their driving history including any at-fault accidents or traffic convictions in the last 5 years. This may impact the premium payable on the policy.

    Are learner riders able to ride the vehicle?

    Yes, learner riders can ride the motorcycle and/or hold a policy with us, providing that the comply with any applicable State laws. Normal age and driving history excesses will apply. See your policy for details.

    Can I change the motorcycle insured on my Fire, Theft & Third Party Property Damage Insurance policy?

    The motorcycle on the policy can be changed, however, the policy will be re-rated to reflect the new vehicle on risk. The premium payable may be impacted. Once complete, a Policy Schedule will be forwarded verifying the change.

    Been involved in an accident? Motorcycle stolen or maliciously damaged?

    The following information is provided to assist you in the event of an incident and some information about how to lodge a claim with eric. Please download the documents and keep them in your glovebox: Accident Claim Form & Accident and Claim Assistance Guide.

    How can I make a claim?

    1. Call us on 1800 999 977 during business hours to lodge a claim over the phone, or
    2. You can lodge your claim online, or
    3. Download a claim form, complete it and email it to claims@ericinsurance.com.au, or post it to PO Box 9106 Scoresby VIC 3179.

    What information do I need to provide in the event of a claim?

    Ensure that you provide a detailed incident description, including details of any other party involved. We will also require a copy of the front and back of your motorcycle licence as well as the licence of anyone riding the motorcycle or responsible for the motorcycle at the time of the accident. We may also request additional information and documentation to assist with the processing of your claim.

    What other actions do I need to take?

    Take all reasonable steps to prevent or minimise further loss, damage or liability. Provide us with all additional information and help which we may reasonably require to process your claim, for example obtaining your driving or criminal history, if applicable, when requested. Assist us to recover, in your name, any amount we have paid on your claim, from the person who caused you to suffer the loss or damage in the event of fire or theft. Provide us with an opportunity to inspect any loss or damage before you have repairs carried out. Assist with any investigation of the circumstances of your claim.

    What do I do if a claim is made against me?

    If you have been involved in an accident and have received a demand for payment from the other person (or their insurer), contact us as soon as possible to lodge a claim.

    If you’ve already lodged a claim, send us any demand for payment that you have received via email claims@ericinsurance.com.au or post to PO Box 9106 Scoresby VIC 3179.

    Do not admit, deny or negotiate any claim with any person without eric’s prior consent or approval.

    What should I do if my motorcycle has been stolen or damaged by fire?

    Notify the Police and then us immediately if your motorcycle is stolen or damaged by fire. If your motorcycle has been recovered after a theft, it should not be ridden until it has been assessed by us.

    Am I covered for a hire vehicle?

    If your vehicle is stolen during the Period of Insurance we will pay the reasonable cost of hiring a similar vehicle up to $500. Contact us on 1800 999 977 for further information.

    Can I use a savings account to make payments?

    Please use a transactions account for any direct debit payments as we are unable to take payments from a savings account.

    If you originally set up your policy with a savings account, you can change this by contacting our Customer Service team on 1800 999 977 or through our online form here.

    Don’t forget to make sure you have enough money in your account so that your payment is successful!.

    Help us reduce insurance fraud

    Fraudulent insurance claims ultimately cost everybody who takes out insurance. It imposes additional costs on honest policyholders and wastes valuable time and resources.

    If you suspect somebody has made an exaggerated or fraudulent insurance claim, you can help by calling us on 1800 999 977.

    You can also anonymously contact the Insurance Council of Australia fraud taskforce 24-hour Insurance Fraud Hotline: 1300 600 444.

    Apply for fire & theft insurance online

    To get an insurance quote from eric, simply ill out the details about you and your motorbike so that we can assess your eligibility and provide you with a bike insurance quote.

    You can apply for insurance online with eric anywhere at any time. Our process is simple and easy, but if you need help at any stage, you can always reach out to our team.

    Start a quote

    Disclaimer

    The information on this page is a summary only. For full terms, conditions, exclusions and key factors that influence the cost, please refer to the Product Disclosure Statement (PDS).

    Motorcycle Third-Party Fire & Theft Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). This website may contain general financial product advice that does not take into account your personal financial circumstance.

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